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Auto-reload keeps your wallet funded without manual top-ups. When your balance drops below a threshold you set, Omnia charges a saved card and credits your wallet, off-session, without you present. For any production workload, this removes the failure mode where a wallet hitting zero starts returning 402 insufficient_balance.

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How it works

1

Save a card

Do one normal top-up in the dashboard. That payment saves the card for future off-session charges (via Stripe’s setup_future_usage; Omnia never stores card numbers). This is the prerequisite for auto-reload: a card must be on file before it can charge automatically.
2

Set a threshold and amount

In Usage → Auto-reload, set the balance threshold that triggers a top-up and the amount to add each time.
3

Let it run

Whenever your balance falls below the threshold after a charge, Omnia charges the saved card off-session for your configured amount and credits the wallet.

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Choosing a threshold

The threshold is evaluated after each charge, so set it high enough to cover the traffic between the moment your balance dips below it and the moment the reload lands. Base it on your spend rate: a workspace burning a few dollars a minute wants a higher threshold than one spending pennies an hour.
Think of the threshold as your low-water mark and the amount as your refill size. A larger amount means fewer reload charges; a higher threshold means more headroom before you’d ever approach the 402 buffer.

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Safeguards

Auto-reload charges are idempotent. A trigger firing twice in quick succession won’t charge your card twice or double-credit the wallet.
Some charges require extra authentication (for example, 3-D Secure), which needs you present and therefore can’t complete off-session. Omnia treats this as a soft decline: it pauses auto-reload rather than retry-looping, and prompts you to top up manually (or re-authorize the card) so the wallet isn’t left silently draining.
If auto-reload is paused after a soft decline, your wallet will not refill on its own. Top up manually to restore service and re-enable auto-reload.

Managing your wallet

Top up, track balance, and understand holds.

Usage & invoices

See recent top-ups and per-request costs.